August 13, 2025

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Employee Employer Combined 401k Limits 2025

2 min read

Employee Employer Combined 401k Limits 2025. Total 401k contribution limits (employer + employee). Workers who contribute to a 401(k), 403(b), most 457 plans and the federal government's thrift savings plan can contribute.


Employee Employer Combined 401k Limits 2025

The limit for combined contributions made by employers and employees cannot exceed the lesser of 100% of an employee’s compensation or $69,000 in 2025,. The 2025 combined limit for employee and employer contributions is $69,000 for those under 50 and $76,500 for those 50.

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